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Its Time to Financial Quotient

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Maybe you already know with IQ (Intellegence Quotient) so well. In the past, they used to have a high IQ would be considered a success, because they are considered more intelligent. As the time passed, the assumption is not fully considered correct. Time proved that many people are smart and gets good grades at school or university, it was not successful at the time were involved in the real world. 


There is a possibility, because they feel more intelligent so they are less able to control emotions. As a result, they are less able to connect to nettwork and ultimately less successful in the business world. In the business world, relationships with customers and business partners are very important thing

Therefore, we also now know the EQ (Emotion Quotient) beside to IQ. Both of these parameters is needed today so that we prosper.

Is it enough to have both of these parameters? Apparently not. Because we can see that many people who have both still face many problems, especially in financial matters. Therefore, now we also need to know some other parameters, ie Financial Quotient .

What is a Financial Quotient? 
Financial Quotient is the ability of a person to manage his financial resources, with the financial welfare being as its final goals. Maybe someone smart in the school, have a good emotion, but can not manage its finances. What will happen? Without realizing it, the money could have been obtained from his work disappeared, due to mismanaged.

For example, there are those who have large incomes, but at present have difficulty financially aka bankrupt. Names like Michael Jackson or Mike Tyson in a past  has been known as people who have large incomes. But, what happened to them today? They are bankrupt, and has a huge debt.

Thus, financial intelligence is absolutely necessary that a person can continue to enjoy prosperity. The sooner you have a high financial intelligence, the more prosperous your life. If you late, you will fool in your life. The good news, as well as emotional intelligence, financial intelligence can be trained.

There are various ways to train financial intelligence. Many read books, magazines or tabloids that address financial issues is one way. Another way to train financial intelligence is more fun is to play games related to  financially matter.  

One game was designed by Robert Kiyosaki and given the name "Cashflow 101" (for beginners) and "Cashflow 202" (advanced level). Cashflow 101 is simulated in the game you have a profession with a certain income and expenses. The challenge you face is how you can manage the financial resources you have that can get out of the Rat Race (a state in which you are dependent on the job to be able to have an income).

In this game you will be familiar with terms such as "Passive income" (income earned without you having to work), "asset" (something that puts money in your pocket) or "liabilities" (something that takes money out of your pocket), "income", "expenses" . What is remarkable of this game is, Robert Kiyosaki can educate us in a simple, yet realistic, so that he could make the tagline "The more often you play this game you will get rich".

Of course, much easier to learn through a game, right? Is not life also is a game you should play? One thing is certain, whatever way, practice your financial intelligence before it's too late. (*)

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