Financial Quotient can be learned
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Many figures and celebrities who made an example of financial quotient, typically, is used as an example is the failure of those in the age pension. Rich and abundant luxury at a young age but fell into debt and poverty in old age. Or go bankrupt when he was no longer known.
So, with these examples, the question arises, whether financial quotient can be learned? Or is totally dependent with inborn talent? Let us refer to the following of this paper.
Based on research, financial quotient is not a talent. Financial quotient can be learned, can be honed, refined, sharpened constantly. In fact, if not honed continues, it will quickly become obsolete. Instinct to finance would be decreased.
The question that often arises is whether the financial quotient solely focused on money? No. Financial quotient focuses on real people. It's not about money, it's about people. Let us discuss one by one aspect of that is:
- Being rich. Having a lot of productive assets.
- It could help others. Because after all, we as humans are social beings and should be able to provide benefits for others.
- I want a happy family. The purpose is noble and very reasonable.
All of that are the example of clear objectives and specific enough. That it should be noted, financial quotient is the weapon that will destroy in the hands of the wrong people. So, you should not have a bad purpose. The theme of the financial world is not merely rational, but normative. Wealth that would be glorious if intended for something positive for mankind.
Money is not the goal. Money is a means to reach the honest goal. The important thing is not whether you have $ 1 million today, it's what you would do with $ 1 million, if the money is already in your hands.
In fact, 90% of people plans these things so consumptive when get $ 1 million. They think about luxury holidays in Exotic places, take cruises, luxury cars, designer clothes, parties, etc. Very rarely are plans to halve the money: half to charity, and the rest as working capital.
This is where the enthusiasm comes into play. You have to maintain that enthusiasm in the long run. Do not ever lose the passion. Only with a high sense of interest, curiosity is so great, you can find an effective way to accumulate assets.
Fun Learning Hone financial quotient requires continuous learning fun. Keep the fun and don't let it quick evaporate. Always exploring new things, new ways, finding out about a new phenomenon, are things that can continue to hone your intellect.
Financial quotient is not how many assets you have accumulated. but how sophisticated a way that you find, you wake up the system, and patterns of thinking that you apply. (*)
So, with these examples, the question arises, whether financial quotient can be learned? Or is totally dependent with inborn talent? Let us refer to the following of this paper.
Based on research, financial quotient is not a talent. Financial quotient can be learned, can be honed, refined, sharpened constantly. In fact, if not honed continues, it will quickly become obsolete. Instinct to finance would be decreased.
The question that often arises is whether the financial quotient solely focused on money? No. Financial quotient focuses on real people. It's not about money, it's about people. Let us discuss one by one aspect of that is:
Focus on a clear goal
Prior to forge themselves into financially savvy, you must have a clear purpose. Here is a list of reasonable goals that you can use:- I want to enjoy an easy old age, and not to burden their children and grandchildren. You also want it? It's okay, because it is very reasonable and humane.
- I want to be financial freedom. And, many people want to meet the needs of a normal life without having to physically work.- Being rich. Having a lot of productive assets.
- It could help others. Because after all, we as humans are social beings and should be able to provide benefits for others.
- I want a happy family. The purpose is noble and very reasonable.
All of that are the example of clear objectives and specific enough. That it should be noted, financial quotient is the weapon that will destroy in the hands of the wrong people. So, you should not have a bad purpose. The theme of the financial world is not merely rational, but normative. Wealth that would be glorious if intended for something positive for mankind.
Perceptions About Money
Renewal your perception about money. Money is not everything. We work not merely for the sake of earning money. We work to serve others. We work, think, act, for the common good. Money is a consequence. If we work well, based on good intentions, then it will be good also.Money is not the goal. Money is a means to reach the honest goal. The important thing is not whether you have $ 1 million today, it's what you would do with $ 1 million, if the money is already in your hands.
In fact, 90% of people plans these things so consumptive when get $ 1 million. They think about luxury holidays in Exotic places, take cruises, luxury cars, designer clothes, parties, etc. Very rarely are plans to halve the money: half to charity, and the rest as working capital.
Perceptions About Works
You also have to change the perception of the work. Again, do not work to earn money. Money is a consequence. Work is to create added value for the benefit of all parties. For yourself, your work is learning. Wherever you work, there must be a system in which money is created. Well, learn the system. So, next time you work not for the money, but it creates money.
Enthusiasm
Become rich and financially free is a relentless journey. Like a marathon runner, you need a consistent steps in the long run. There are no shortcuts to getting rich.This is where the enthusiasm comes into play. You have to maintain that enthusiasm in the long run. Do not ever lose the passion. Only with a high sense of interest, curiosity is so great, you can find an effective way to accumulate assets.
Fun Learning
Keep thinking about how you think
The world is changing, human behavior is also constantly changing. If we believe that financial quotient is something that involves human behavior, then there is no room at all for the rest of the brain.Financial quotient is not how many assets you have accumulated. but how sophisticated a way that you find, you wake up the system, and patterns of thinking that you apply. (*)
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