Shopping Essentials
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For credit card holders, be a wise in using it. It is better to use a credit card to guarantee security when compared to carrying cash. But after shopping, get paid for it so is not exposed bill interest that could strangle your finances.
To be more secure, store credit cards when you're in a bad mood, or run out of cash or when gathered by your peers. If you dont want your bills soaring. If you already understand how to set the budget, spending will be a moment of fun with no regrets later on. Also need to obey some of the points below :
Every six months, especially during the holidays, usually mid-or late shopping malls and retail centers held a massive discount for certain products. Prepare a budget because you will get branded goods at discounted prices more than 50%. This is the perfect time to hunt!
To be more secure, store credit cards when you're in a bad mood, or run out of cash or when gathered by your peers. If you dont want your bills soaring. If you already understand how to set the budget, spending will be a moment of fun with no regrets later on. Also need to obey some of the points below :
Happy Tummy
A hungry stomach will affect your psycology while shopping. When hungry, you tend to buy unneeded items, especially food products.Principle Two Days
You must test and do not directly purchase the goods. If within two days still-looming shadow of the product, could be that you do need. But if you forget, you only want and do not require the goods.No Hurry
Allocate at least an hour if you want to shop. Why an hour? Less than an hour you will feel rushed and can just skip the process of sorting out a good product. While if more than one hour, you will be more creative and result of shopping over budget or your needs. [One] Shopping Mate
In shopping, particularly fashion shopping you will need a friend to give consideration. More than one friend it is often a 'poison' that resulted shop outside of the abilities and needs.Remember Discounts Schedule
Two In, Two Out
Apply the principles of the two incoming and two outgoing. Any two pieces of clothes into the closet, then there must be two pieces that came out of the closet, good to be donated to the orphanage, or to your neighboir or even sold at a garage sale.Wise Use Of Credit Cards
Like two sides of a coin, credit cards provide security when compared to carrying cash, provided that the bill be paid immediately after shopping. On the other hand, credit cards will make consumers become more consumptive because of the facilities and ease of transaction. So, being clever to see when it is appropriate to use credit cards and when not to have to carry a credit card. (*)
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