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Why Malay's women can not be independent?

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The results of the Financial Quotient survey in 2009 involving female respondents showed that half Malay's women do not have a financial plan. Some who have had a plans, not necessarily implement financial plans. So, why not Malay women financially independent? What causes it? Consider the following five main reasons:

1. Romance affairs
In general, when entering the marriage, the woman invited the man to be responsible about money. Many women are taught, and even aspire to rely solely on their partner. Men are often considered better to have the ability to earn and survive in difficult conditions (survive), whereas women are not.

In some customs or traditions followed in Malay, only women are required to obey the husband in return for protection from a financial standpoint. This dependence makes women not ready to lose their jobs if their spouse, have an accident, or death - thus causing a wife must care for and raise children alone. For it is a day, women are increasingly required to be independent and support each other in family life.

2. Too Young To Savings
At a young age, women generally do not put priority to saving for the future. Women more concerned with spending to improve the appearance and get the things he did not have the time of childhood. This trend eventually led to compulsive shopping habits. With time, the amount of spending is increasing and more and more difficult to create the habit of saving.

It is best to teach the younger generation the value of money is by providing opportunities for them to start work after the age of adolescence and getting used to manage personal finances.

3. Spending and debt are tempted
Advertising and promotions for beauty, fashion and household spending increase women's tastes. This makes the women feel that they have control over expenditure, but unfortunately this compulsive spending more and dig deeper into debt.

4. Intimidated Success
Although women's income levels tend to be lower than men, women continued to fight in the world of work. But success in the workplace can bring a rift in the relationship of the household. Women who have higher incomes than couples, agile handling and controlling spending household money is often considered to be aggressive and not feminine in the eyes of his fellow men and women. To maintain the household, there are a number of women who give up their financial rights for the sake of family unity.

5. Encouraged to Help Others


Women always put their husbands, children, parents, family members, even those who can not afford. Helping others gives a sense of benefit and pleasure in doing good for others. Sometimes she forgot herself, so that spending on others to keep going and this is very dangerous when he and his family in debt.

Malay's women in order to create self-sufficiency, then the woman should pay attention to financial management. Necessary to set spending priorities in everyday life, so that as much as possible emphasis on function rather than prestige. Women need to plant the habit of saving and investing, setting up an emergency fund and a balanced life with emphasis on personal and family needs.(*)
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